Now accepting beta applications

Cyber Risk Scoring for Small Businesses

15-minute structured assessment. Weighted scoring across 6 control domains. Executive-ready risk report — built for business owners, not IT.

Request Beta Access See How It Works
Built for business owners
Insurer-aligned
15 minutes
PDF report
🔒 app.vigilotech.com/riskscore
Meridian Services Ltd
Assessment: 24 Feb 2026
Export PDF
68/100
Elevated Risk
Critical controls missing in Identity & Access and Backup.
HIGH: 0–40 ELEVATED: 41–69 ◀ MANAGED: 70+
Identity & Access
52
Email & Phishing
71
Endpoint Security
68
Cloud Security
74
Backup & Recovery
35
Incident Response
61
⚠ Critical Exposure Flags
MFA not enabled on email & core systems
CRITICAL
No tested backup restoration in 12 months
CRITICAL
No formal incident response plan
HIGH
The Problem

Most Businesses Rely on IT.
Few Measure Risk.

Small businesses hold valuable customer data and financial records — yet most have no structured way to understand their actual cyber exposure.

Sensitive customer and financial data
Customer records, payment data, and financial information make small businesses attractive targets for cybercriminals.
Rising attacks on small businesses
Small businesses are among the fastest-growing ransomware targets — often seen as easier to breach than large enterprises.
Insurance questionnaires are getting harder
Cyber insurers now demand detailed evidence of controls at renewal — and most businesses can't answer confidently.
Owners lack risk visibility
Outsourced IT providers rarely produce owner-level risk summaries. Leaders are flying blind on their actual exposure.
4×
increase in ransomware incidents targeting small businesses globally in the last 3 years
68%
of businesses that fail cyber insurance renewal cite incomplete controls documentation as the primary issue
15
minutes is all it takes to get a structured, weighted risk score — and a clear path forward
How It Works

Three Steps to a Clear Risk Picture

No IT jargon. No consultants required. Designed for business owners and managers.

STEP 01
Assess
Answer 30 structured questions across 6 risk categories. Plain English throughout — written for business owners and managers, not IT staff. Takes under 15 minutes.
AccessEmailDevicesCloudBackupIncident Response
STEP 02
Score
Our weighted scoring model calculates your overall Risk Index (0–100) and individual scores across each category. Color-coded Red / Amber / Green for instant clarity.
Weighted model6 categoriesInstant results
STEP 03
Report
Download a professional PDF report with your scores, critical exposure flags, and a prioritised action plan. Share with your team, IT provider, or insurers at renewal.
PDF downloadOwner-readyInsurer-aligned
Risk Categories

Six Domains.
Full Coverage.

Each category is weighted by real-world risk relevance — not generic scoring.

Identity & Access Management
MFA, privileged accounts, offboarding, and password hygiene across all business systems.
Weight
25%
Email & Phishing Protection
Anti-phishing filters, email authentication (SPF/DKIM/DMARC), and staff phishing awareness.
Weight
18%
Endpoint Security
EDR/AV coverage, patching cadence, disk encryption, and device management policies.
Weight
15%
Cloud Security
SaaS inventory, admin account controls, third-party integrations, and cloud storage hygiene.
Weight
10%
Backup & Recovery
Daily backups, offsite/immutable storage, tested restoration, and recovery time objectives.
Weight
20%
Incident Preparedness
Incident response plan, tabletop testing, cyber insurance coverage, and staff awareness.
Weight
12%
Insurance Alignment

Know Where You Stand
Before Renewal.

Cyber insurance questionnaires have grown dramatically in complexity. Insurers want to see evidence of controls — not just a yes/no checkbox. Most small businesses can't answer confidently.

1
Identify gaps before your broker does
RiskScore maps your controls to the domains insurers care about most — so you can fix issues proactively, not reactively at renewal.
2
Give your broker meaningful data
Your PDF report is structured to support insurer questionnaire responses — share it directly with your broker or IT provider.
3
Demonstrate continuous improvement
Run assessments regularly to track your Risk Index over time — showing insurers a business committed to improving posture.
Framework alignment
🏛️
Marsh Cyber Questionnaire
✓
📋
AIG CyberEdge
✓
🔵
Chubb Cyber Requirements
✓
🌏
SMB Insurer Panel Requirements
✓
6
Control domains covered
30
Assessment questions
1
PDF to share with broker
Beta Programme

Join the Founding
Cohort.

We're onboarding a small group of businesses to shape the product. Beta access is free — your feedback directly influences what gets built.

Full access, free
Complete the full assessment, get your Risk Index and category scores, and download your PDF report — no charge during beta.
Direct founder access
Beta businesses get a 30-minute onboarding call to walk through results and help shape the roadmap.
Founding cohort pricing
Beta participants lock in founding member pricing when RiskScore moves to paid — significantly below standard rates.
Invite-Only Beta
Request Beta Access
Limited spots available. Small businesses welcome.
No spam. Your data is safe with us.
You're on the list.
We'll be in touch within 2 business days with your beta access link. In the meantime feel free to reach out at [email protected]
The Team

Built by Someone Who's
Been in the Room.

V
✓
Vigilotech Founder
Founder & CEO, Vigilotech · vigilotech.com
"After years working in IT and cybersecurity, I kept seeing the same pattern in small businesses — no structured risk visibility, last-minute insurance scrambles, and reactive security. Owners were flying blind. I built RiskScore to change that. It's the tool I wished existed."
vigilotech.com IT & Cybersecurity Small Business focus Structured, data-driven No hype